How do you protect your most important assets? Life insurance proceeds can pay bills, continue a family business, finance future needs like your children’s education, protect your spouse’s retirement plans, pay for final expenses, cover estate taxes, satisfy SBA loans and much, much more.
If you’ve ever been sick or injured, you know how important it is to have health insurance coverage. And while the cost of health insurance can be expensive, the cost of not having coverage can be excessive.
Did you know that original Medicare Part A & B create big gaps in coverage? You could be out of pocket $50-60,000 a year without a Medicare supplement plan.
People are living longer and longer these days. That’s good news, but the flip side is this; there are more years where you may be at risk of serious health problems. Chronic health issues could literally cost you all of your remaining life’s savings.
When most people think about insuring their valuables, they think about their car, home or business.
But think about this: your most valuable asset is actually your ability to earn a living.
Testimonials
Toby always finds the best possible coverage and fit for each of her clients. She goes above and beyond, genuinely adding a personal and caring touch to a very complicated and sometimes overwhelming subject: insurance. She is also a trusted advocate and advisor for all my family’s life, health and long term care needs. I would recommend Toby to anyone.
Amy and Doug BFlanders, NJ
Madison Insurance Sales is a full service insurance brokerage agency that is appointed with over 200 insurance companies. We understand the entire universe of life, health, disability, long term care and medicare supplement insurance products and services. Founded by Toby Blair Cohen Madison Insurance Sales has more than three decades of experience helping individuals, families and businesses with insurance programs that help secure protection and provide peace of mind, in addition to offering potential tax advantages where needed and ultimately, true freedom of choice.
Toby Blair Cohen has worked in the insurance, finance and retirement planning industry since 1981. For years, she was an insurance executive and stock broker for one of the top three brokerage firms in the country. Today, Toby provides solutions to people who are looking for answers on how to design a reasonable and logical insurance road map.